It's the wee hours of Friday morning and I'm doing Thursday's post right now. Sometimes life keeps you busy and you pull an all-nighter. Let's go, caffeine! I've just signed up for YNAB - You Need A Budget. It's organizing, but for your money! They have a 34-day free trial and I'm going to give this thing a shot and see if it's something I'd recommend to you guys. I'm already leaning toward yes. My friend Marie recommended it to me and showed me her own setup while we geeked